andscape of the banking and financial services in the country. The book

addresses the issues of rapid globalization, competition nurtured by

customer awareness, threat of security invasion and fraud in an era of

technology savvy world, demands for transparency and the regulator's

overdrive to capital efficiency or asset quality.

It has updated chapters on credit risk management, solvency, interest rate

volatility and adequate liquidity which should be measured and managed.

All the chapters have been rigorously updated.

Managing Banking and Financial Services—Current Issues and Future Challenges
Monetary Policy—Implications for Bank Management
Banks' Financial Statements
Sources of Bank Funds
Uses of Bank Funds—The Lending Function
Banks in India—Credit Delivery and Legal Aspects of Lending
Credit Monitoring, Sickness and Rehabilitation
Managing Credit Risk— An Overview
Managing Credit Risk— Advanced Topics
Managing Market Risk—Banks' Investment Portfolio
Capital—Risk, Regulation and Adequacy
Managing Interest Rate and Liquidity Risks
Banking Functions, Retail Banking and Laws in Everyday Banking
Banking System—Services and Innovations
International Banking—Foreign Exchange and Trade Finance
High-Tech Banking—E-Payment Systems and Electronic Banking
Understanding Financial Services
Insurance Services
Mutual Funds, Securities Trading, Universal Banking and Credit Rating
Cash Management and Demand Forecasting in ATMs
Mergers and Acquisitions in the Banking Sector
Innovations in Products and Services— Cases of Three Banks
Innovations in Products and Services in Banking—Cases of Public and Private Sector Banks